Lesson 1: The "Burger Index" (Why Saving Sucks) 🍔

To make every Indian student an investor before they graduate.

You kept ₹500 in your drawer last year. Good job? Nope.

2025: That ₹500 bought you 5 Burgers.
2026: That same ₹500 buys you 4.5 Burgers.

The Villain: Inflation. It eats your money while you sleep. Every year, your cash loses ~6% of its power. The Hero: Investing. To beat the villain, your money needs to grow faster than 6%.

Bank Account: Grows at 3% (You lose).
ZMint: Targets 12%+ (You win).

Einstein called it the 8th wonder. We call it "The Snowball Effect."

Imagine a snowball rolling down a hill.
- Start: It’s tiny (Your ₹500).
- Middle: It picks up more snow (Interest on Interest).
- End: It’s an avalanche (Your Wealth).
The Cheat Code: If you start at Age 19, you can become a Crorepati by investing just the cost of a pizza/month. If you wait until Age 30, you have to invest 5x more to get the same result. Don't wait to be rich. Start now.

Buying one stock (like Zomato or Tata) is gambling. If it crashes, you cry. Mutual Funds are like a Fruit Basket. 🧺

Instead of buying 1 Apple (Risky), you buy a slice of a basket with Apples, Oranges, Grapes, and Bananas.
If the Apple rots, the Grapes still grow.
Safe. Smart. Simple.

You pay ₹199/month for Netflix automatically, right? SIP (Systematic Investment Plan) is the same thing, but instead of wasting time, you buy freedom.

Step 1: You set a date (e.g., 5th of every month).
Step 2: ₹500 gets deducted automatically.
Step 3: You forget about it.
Step 4: You wake up in 3 years and realize you have enough money for a trip to Dubai.